Kota Kinabalu desk · Sabah

When a fintech app’s numbers disagree with what operations actually sees.

File Lighthouse sits with product, risk, and ops teams to reconstruct how onboarding, KYC retries, DuitNow transfers, and repayments are recorded — then writes a measurement review you can take into the next steering meeting.

Request a measurement review

Card payment at a counter, the kind of real-world step a wallet app must record accurately
We start from the customer action — top-up, transfer, loan drawdown — not from a catalogue of screens.

What arrives on the desk

A review named after the journey, not after a software category.

Most briefs we accept already have an analytics vendor in place. The problem is narrower: failed card authorisations counted as user drop-off, e-KYC retries counted as new applicants, or settlement files that cannot be tied back to the in-app success screen.

The flagship engagement is a product measurement audit. We also run event naming workshops and retention readouts when the question is smaller.

  • Did yesterday’s “successful transfer” count include items still pending at the switch?
  • Are BNPL applicants who fail income checks appearing in the same funnel as those who never started?
  • When a user repeats MyKad capture, is that one person or three?

Related work

Offers that sit beside the audit

Small group around a table with notes during a working session

Event naming workshop

A facilitated day that turns disputed labels — success, fail, retry, abandon — into names operations and product can both defend.

Hands reviewing printed financial records on a desk

Product measurement audit

A written reconstruction of how one journey — onboarding, pay-in, pay-out, or repayment — is counted from screen to settlement.

Calculator and financial papers on a wooden table

Retention and drop-off readout

A short written readout of who returns, who retries, and who is being counted as lost when they are still in an operations queue.

Two colleagues discussing printed notes in a bright office

From a recent wallet review

Ops already knew the top-up queue was noisy. The event list did not.

A Sabah-based e-wallet asked us to explain why first-week return looked healthy while the contact centre still took the same volume of “where is my money” tickets. The readout showed a success event firing when the app received an acknowledgement, not when the load completed at the issuer.

Read client notes

Field notes

Recent writing from the practice